关于手机银行和电话银行，下列说法正确的有( )。

2023-08-11

A．手机银行和电话银行都属于电子银行
B．手机银行是银行利用移动电话技术为客户提供的金融服务
C．电话银行提供的服务包括各类账户之间的转账、代收代付等银行服务
D．电话银行业务是银行通过电话自动语音及人工服务应答方式为客户提供的银行服务
E．所有的电话银行的服务都是收费的

参考答案：ABCD

ABCD手机银行和电话银行都属于电子银行。手机银行是银行利用移动电话技术为客户提供的金融服务。电话银行提供的服务包括各类账户之间的转账、代收代付等银行服务。电话银行业务是银行通过电话自动语音及人工服务应答(客户服务中心)方式为客户提供的银行服务。有的电话银行的服务收费，有的不收费。ABCD选项正确；项说法错误。故选ABCD。

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