从2002年起，我国周全实施贷款五级分类轨制，该轨制按照贷款的风险水平，将银行信贷资产分为（　　）。

2023-05-25

A.正常、关注、次级、可疑、损失

B.正常、次级、关注、可疑、损失

C.正常、关注、可疑、次级、损失

D.正常、次级、可疑、关注、损失

参考答案：A

按照四级分类的尺度，我国曾经将不良贷款界说为呆账贷款、板滞贷款和过时贷款(即一逾两呆)的总和。从2002年起，我国周全实施贷款五级分类轨制，该轨制按照贷款的风险水平，将银行信贷资产分为正常、关注、次级、可疑、损失等五类。不良贷款指次级类、可疑类和损失踪类贷款。

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