个人住房贷款中，“直客式”个人贷款营销模式的优点体现在( )。

2023-05-25

A.购房者完全可以自主地选择贷款银行

B.买房时享受一次性付款的优惠

C.可南开发商或经销商提供全程担保

D.有利于银行防止“假按揭”，提高风险防范能力

E.可以享受各类费用减免优惠，担保方式更灵活

参考答案：ABDE

C项，属于“间客式”营销模式的特点。

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